Your Pet Can Cecome Sick at Short Notice
How Prepared Are You?
You’ve just arrived home after a busy day at the office. As you’re getting ready to for the next shift of the day – aka – dinner for four, your daughter emerges from her room and says “Mum” – “Can you have a look at Riley” “I think there’s something wrong with her.”
“In a minute hon… I’m busy”
“No Mum, I mean now!”
You quickly dry your hands and follow your daughter into her room, only to find the normally vivacious family terrier cowering sheepishly under the bed. You immediately notice a small pool of vomit in the corner and the dog staring out at you with big fearful eyes.
Despite coaxing, Riley is reluctant to come out from under the bed so you crawl under to get her.
She yelps as you pull her out and puts her tail between her legs. Riley is clearly not well at all.
“I think we better ring the Vet”
You turn off the stove, organise a snack for the kids while they wait till you get back and off to the vet you go.
During the exmaination you’re informed that Riley is dehydrated and needs to be placed on an iv drip a.s.a.p. Further diagnostic tests are also neded to work out the cause of Riley’s condition. Images of big $$ apear in your head and you start feeling a little ill.
“How much will this all cost” – you ask.
Your vet gives you a breakdown of the initial diagnostic and treatment costs, “the rest of course will depend on what the test results reveal” – he says.
This is not good news for you. You love Riley and certainly don’t begrudge her the treatment but, what a totally inconvenient time for this to happen. You’ve just paid a stack of bills and have just enough to get by till pay day next week.
Would You be Prepared for this?
You could ask your vet for a payment plan. Some vets do offer this as an option but don’t count on it.
- Most clinics you’ll find expect full payment of fees at the time of patient discharge from hospital. Some may even ask for a deposit before starting any treatment.
- You could apply for credit through a third party provider such as GE Care Credit. Most vets use a third party credit provider for situations just like this. These companies deduct installments from your bank account over an agreed period of time until the account is paid in full with little or no interest charge to you.
- You could arrange to borrow money yourself – from the bank, family or friends.
This is not an uncommon scenario in veterinary practice. Many people are unprepared to deal with an unexpected vet bill which adds additional stress to an already emotional situation.
Depending on the nature of the illness or injury, your bill could be anything from a few hundred to many thousands of dollars.
Of course, the best way to avoid situations like this is to take out Pet Insurance. This is the ultimate protection for you and your pet and best taken out when your pet is still young.
Want to compare Pet Insurance Policies
Ask for our Pet Insurance comparison chart.
This handy little flyer is available from our clinic. It compares the fees and inclusions of 12 different Insurance Providers.
Please drop in and grab one.
However, if you don’t like the idea of paying monthly fees for the unknown or you have more than one pet you could do one of the following:
- Set up a separate account for your pets into which you transfer small amounts of money on a regular basis specifically for situations like these. Even if you don’t end up having all the funds you need in there (if it’s a large bill) – at least it’s a downpayment.
- If you use a particular vet, keep your account in credit through regular deposits. This way you’re never tempted to use the money for anything else. This also means you’re more likely to be offered a payment plan to pay off the remainder.(This has proven to work well for clients of ours)
Just a final note: Remember – vets are businesses too with the same overheads as any other business out there. They can’t be money lenders as well. It is up to you to make provisions for your pet’s health expenses just as you do for all the other members of your family.